There is no fee for cash loading through Walmart.ģPurchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ. In the first quarter of 2013, Bluebird will be adding additional features, such as more options to deposit money and check-writing capabilities.ġBretton Woods, “Analysis of Branded General Purpose Reloadable Prepaid Cards,” February 2012.ĢFee Schedule has been updated since packaging was printed. For out-of-network ATMs, each withdrawal is also $2, though additional ATM operator fees apply. For customers not enrolled in direct deposit, each MoneyPass ATM withdrawal is just $2.
American express bluebird app free#
Cash access through MoneyPass' network is fee free and surcharge free for Bluebird customers enrolled in direct deposit. The only fees consumers will ever pay are clear, transparent and within their control, such as out of network ATM withdrawals for a consumer that does not have direct deposit.īluebird customers can get access to cash at a network of more than 22,000 MoneyPass® ATMs nationwide. Bluebird is built upon the digital payment capabilities of American Express' Serve platform. If a customer's Bluebird card is ever lost or stolen, funds stay protected at American Express, and the card is replaced at no charge.īluebird allows consumers to also enjoy the functionality of a digital wallet, including person to person (P2P) payments, mobile app functionality, and the ability to control subaccounts for friends and family right from a smartphone. Members can also set up alerts and controls to manage their account, use their Bluebird card at millions of locations that accept American Express® Cards and enjoy access to benefits such as Purchase Protectionĥ, fraud protection in the event the Card is lost or stolen, and 24x7 customer service. In an era where it is increasingly “expensive to be poor,” we have worked with Walmart to create a financial services product that rights many of the wrongs that plague the market today,” said Dan Schulman, group president, Enterprise Growth, American Express.īluebird merges the best of today's capabilities found in the payments, technology and financial services space and packages it into something that provides consumers with simple and convenient access to their funds so they can manage and streamline their money management.īluebird members can deposit money in a variety of ways including payroll direct deposit, remote check capture via the Bluebird mobile app, using cash at any Walmart register, or by linking a checking, savings, or debit card to the account. It allows them to easily and safely move, manage, and spend their money. Bluebird is our solution to help consumers who currently may be poorly served by traditional banking products.
“The financial services landscape is changing. Technological advances, regulatory changes, and evolving consumer needs are redefining payments ranging from prepaid, to checking and debit. Reducing the costs and frustration that come with high fees is one of these issues.” “At Walmart, we are always looking for ways to make a difference by using the strengths that come with our size, scale and reach to take on the challenges that matter most to our customers. Bluebird solves this problem and we believe it’s the best product on the market to help customers affordably manage their everyday finances,” said Daniel Eckert, vice president of financial services for Walmart U.S. “Our customers tell us that they’re tired of navigating a complex maze of dos and don’ts to avoid the ever growing list of fees found on checking products. According to an independent study by Bretton Woodsġ, consumers now pay an average of $259 per year for a basic checking account and that cost is rising due to higher minimum balance requirements and a growing list of fees being added to these services. Bluebird puts the power back in the hands of consumers and will be available next week online atīuilding on a pilot program launched in late 2011, Bluebird was shaped by feedback from consumers who said they were not getting the value they expect from traditional checking account and debit services because of increasingly higher fees.
Bluebird has been developed for the tens of millions of Americans who are looking for advanced capabilities such as deposits by smartphone and mobile bill pay, fee transparency, and no minimum balance, monthly, annual or overdraft fees. 8, 2012 – Walmart and American Express today announced the launch of Bluebird, an alternative to debit and checking accounts designed to help consumers better manage and control their everyday finances. Bluebird addresses the need for an affordable, transparent way to manage everyday finances, with premium features, no minimum balance, monthly, or overdraft feesīENTONVILLE, Ark., Oct.